TeamApt is creating financial services for underserved individuals and businesses in Africa and beyond. TeamApt's product act as a financial access lifeline for 10 million Nigerians. TeamApt is a financial technology company focused on developing Digital Banking, Digital Business solutions and Payments Infrastructure by rethinking the needs of consumers, businesses and the financial industry. Beginning operations in 2015 as a provider of digital infrastructure for banks, TeamApt was born from a desire to create financial happiness, building solutions and tools for business and individuals to happily manage money. Tosin and the team is seeking to address financial inclusion in Nigeria through itstwo core products: moniepoint, an agency and mobile banking platform and monnify, a digital payments system. In the short timespan of two years, the company built an optimized and tailored POS system and an expansive agent network. Combined, these are supporting Nigeria’s banking system by building digital financial infrastructures at the necessary speed and efficiency to bank the country’s growing and developing adult population.